The Epic Difference . . .
A premium financing arrangement to utilize your life insurance capacity as an asset is an agreement between you and a lender, or other third party. You should not enter into a complex premium financing arrangement without the expertise & experience of proven professionals. That is why we require independent tax and legal advice before any proposals are implemented. A specific legal opinion is needed to provide for your unique circumstances before the completion of a transaction.
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Our thorough knowledge of premium financing is second to none.
It is important that the agreements considered are transparent to ensure they are appropriate and do not contain hidden risks. Ensuring that these arrangements are in compliance with current regulations is another reason we screen the many potential lenders and work only with those whose policies and practices are in the best interests of the client. In addition, rules & regulations within the industry are changing daily. This requires a team of professionals concentrated on the current issues who have the ability to adapt to the ever changing requirements of the different life insurance carriers and premium finance lenders.
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We design & create unprecedented options for clients.
Understanding and accurately appraising the objectives of each client is the basis for designing the most efficient combination of programs. Our experience and insight in the design of the appropriate program(s) to fit each client's objectives is crucial to the success of these programs. The network of providers we have developed allows us unparalleled access to these platforms. We believe in the importance of a consultative approach to the design and implementation of these programs to ensure their design aligns with the objectives of the client.
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The Bottom Line
At EPIC Insurance Group we specialize in structuring and originating premium finance loans that demonstrate the highest levels of quality, pricing transparency, legal compliance and ethical conduct. All of our premium finance contracts are developed with a view of balancing the interest of the clients, lenders, and insurance carriers.
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"The importance of passing on values, beliefs and ideology to future generations and supporting organizations you care about."
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